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TOEFL IELTS BNC: 1468 COCA: 1699
loan
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noun /ləʊn/
singularloan
pluralloans
  1. 1
    [C] an amount of money that a person, business, or country borrows, especially from a bank 借款；（尤指银行的）贷款

    an interest-free loan 无息贷款

    pay off/repay a loan :

    How soon do you have to pay off the loan? 你得在什么期限内还清贷款？

    obtain/arrange/take out a loan :

    Jim took out a loan to pay for his car. 吉姆从银行贷了一笔钱支付车款。

    Kenya was still paying off a multimillion-dollar loan to the IMF. 肯尼亚还在偿还国际货币基金组织的一笔数百万美元的贷款。

     Synonyms and related words
    Money that you owe: arrears, bad debt, balance...
    See also soft loan
  2. 2
    [singular] a situation in which someone lends something to someone 借出
    loan of :

    He had accepted Tom's offer of the loan of his cottage in north Wales. 汤姆提议将自己在威尔士北部的小村舍借给他，他接受了。

    give someone a/the loan of something :

    He promised he'd give me the loan of his bike. 他答应说要把他的自行车借给我。

    have a loan of something :

    Can I have a loan of your course book? 我可以借用一下你的课本吗？

     Synonyms and related words
    To lend something to someone: lend, spare, advance...

phrases

loan
verb [T] /ləʊn/
present tense
I/you/we/theyloan
he/she/itloans
present participleloaning
past tenseloaned
past participleloaned
  1. 1
    to lend something to someone 借出；借给

    Her pictures have been loaned to the Ikon Gallery. 她的绘画作品已出借给圣像画廊。

     Synonyms and related words
    To lend something to someone: lend, spare, advance...
  2. From our crowdsourced Open Dictionary
    2
    loan something from someone informal to borrow something from someone 向某人借某物

    He lost all the money he loaned from loan sharks.

    The only positive for me was that I loaned the book from my local library, so no money was wasted.

    Submitted from United Kingdom on 18/10/2013
     
TOEFL IELTS BNC: 1468 COCA: 1699
loan

noun

ADJECTIVE | VERB + LOAN | LOAN + VERB | LOAN + NOUN | PREPOSITION | PHRASES ADJECTIVE➤large, massive大額／巨額借款➤small小額借款▸➤long-term, short-term長期／短期貸款▸➤high-interest, interest-free, low-interest, no-interest (NAmE) 高息貸款；無息貸款；低息貸款➤adjustable-rate, fixed-rate, variable-rate可調利率／固定利率／可變利率貸款▸➤guaranteed (NAmE) , secured, unsecured擔保貸款；抵押貸款；無抵押貸款◇As it was an unsecured loan, their property was not at risk.因為是無抵押貸款，他們的財產沒有風險。➤home-equity (= in which your house is given as security for the money borrowed) (NAmE) 住房抵押貸款◇Fixed-rate home-equity loans can help cover the cost of a single large purchase.固定利率住房抵押貸款可以幫助支付單項大宗購置費用。➤outstanding未償還貸款◇They used the inheritance to pay off their outstanding loan.他們用繼承的遺產償還了剩餘貸款。➤bad, non-performing壞賬；不良貸款◇a banking system riddled with bad loans充斥壞賬的銀行系統➤business, consumer, personal商業／消費／個人貸款▸➤bank銀行貸款▸➤bridge, bridging, temporary過渡性貸款；臨時貸款➤home, mortgage按揭貸款➤auto, car汽車貸款➤student助學貸款VERB + LOAN➤apply for, ask for, request申請貸款▸➤arrange, get, obtain, raise, take out安排貸款；獲得貸款；籌集貸款◇She had to take out a loan until she could sell her house.在房子賣掉前，她不得不貸一筆款。➤give sb, grant sb, make sb, offer, provide向某人發放貸款；提供貸款◇My bank offered to make me a loan.銀行提出貸給我一筆款子。➤receive收到貸款▸➤pay back, pay off, repay償還貸款；償清貸款▸➤guarantee, secure, underwrite為貸款擔保；為貸款提供抵押；承擔貸款責任◇The banks will not agree to emergency funding unless the government will underwrite the loan.如果政府不為貸款擔保，銀行就不會同意提供應急資金。➤consolidate合併貸款◇If you have several student loans, you can consolidate them into one lump sum.如果你有幾筆助學貸款，可以合併成一個總項。LOAN + VERB➤total sth貸款總額達⋯◇loans totalling / totaling a million euros總計 100 萬歐元的貸款LOAN + NOUN➤application貸款申請▸➤agreement, arrangement, deal (BrE, sport體育) 貸款協議；貸款協定；球員租借協議◇the terms of the loan agreement with the bank與銀行的貸款協議條款◇The striker comes to the Premiership on an 18-month loan deal from Roma.這名前鋒靠着來自羅馬隊的一紙 18 個月的租賃協議進入超級聯賽。➤interest, rate貸款利息／利率➤guarantee貸款擔保▸➤payment, repayment貸款的償還款項◇They were struggling to meet their monthly loan repayments.他們在努力償還每月的貸款。➤facility (especially BrE) 信貸服務◇The bank provides personal loan facilities at competitive rates.這家銀行以極有競爭力的價格提供個人信貸服務。➤period (especially BrE) 借期◇The book must be returned by the end of the loan period.這本書必須在借期內歸還。➤officer (NAmE) 放款員◇a loan officer at a local mortgage company當地一家按揭公司的放款員➤shark放高利貸者◇He ran up massive debts borrowing from loan sharks.他因借高利貸而債台高築。PREPOSITION➤on loan (from)（從⋯）借的◇The paintings are on loan from the Wallace Collection.這些畫是從華萊士收藏館借來的。➤loan from從⋯借來的東西◇a loan from my brother從我哥哥處借來的東西PHRASES➤security for a loan貸款的抵押品◇He had to use his house as security for the loan.他不得不把自己的房子作為貸款的抵押品。  ➡ topic at business
TOEFL IELTS BNC: 1468 COCA: 1699
loan verb
⇨ lend loan

noun

loan ♦︎ credit ♦︎ mortgage ♦︎ advance ♦︎ overdraftThese are all words for money that a person or an organization such as a bank lends sb. 这些词均表示借款、贷款。PATTERNS AND COLLOCATIONS 句型和搭配◆a loan / credit / a mortgage / an advance / an overdraft from sb / an organization◆a mortgage / an advance on sth◆a large / huge loan / mortgage / advance / overdraft◆(a) low-interest loan / credit / mortgage / overdraft◆(a) cheap loan / credit / mortgage◆(an) interest-free loan / credit / overdraft◆a temporary loan / mortgage / overdraft◆(a) bank loan / credit / mortgage / overdraft◆to have a loan / a mortgage / an advance / an overdraft◆to get a loan / credit / a mortgage / an advance◆to obtain / arrange / apply for / refuse sb / deny sb (a) loan / credit / a mortgage◆to take out / request / pay off / repay a loan / mortgage■ loan [countable] money that an organization such as a bank lends to sb 贷款；借款◆I'm going to have to take out a bank loan (= to borrow money from a bank) to pay for the car.我得要贷款买车了。◆It took three years to repay my student loan (= money lent to a student).我用了三年时间才还清助学贷款。◆He ran up massive debts borrowing from loan sharks (= people who lend money at very high rates of interest).他因借高利贷而负债累累。  see also loan ⇨ lend verb ■ credit ˈkredɪt [uncountable] an arrangement that you make, for example with a shop, to pay later for sth you buy; money that a bank lends to you 赊购；赊欠；（从银行借的）借款，贷款◆We bought the dishwasher on credit.那台洗碗机是我们赊购来的。◆We offer two months' interest-free credit.我们提供两个月的免息赊购。◆Your credit limit is now £2 000.你的信用额度现在为2 000英镑。◆The bank refused further credit to the company.银行拒绝继续为这家公司提供贷款。  see also debit ⇨ debt NOTE 辨析 Loan or credit?A loan is a particular official agreement to borrow an amount of money and pay it back later; credit is a general term for any money that a bank makes available to a customer, when that customer does not already have that amount in their own account. * loan指的是一种正式贷款协议；credit泛指银行为账户资金不足的客户提供的借款。■ mortgage ˈmɔːgɪdʒ; NAmE ˈmɔːrgɪdʒ [countable] a legal agreement by which a bank or similar organization lends you money to buy a house or other property, and you pay the money back over a particular number of years; the sum of money that you borrow 按揭；按揭贷款；抵押贷款◆Do you have a mortage on this house?你这所房子有按揭贷款吗？◆Fortunately we've already paid off our mortgage.幸好我们已还清了抵押贷款。◆Mortgage rates (= of interest) are up again this month.按揭贷款利率本月又上涨了。▸ mortgage

verb

 [transitive] ◆He had to mortgage his house to pay his legal costs.他不得不把房子抵押出去来付诉讼费。■ advance [countable, usually singular] money paid for work before it has been done or money paid earlier than expected 预付工资；预付款◆They offered an advance of £5 000 after the signing of the contract.他们在合同签订后预付了5 000英镑。◆She asked for an advance on her salary.她要求预支薪金。  see also advance ⇨ lend ■ overdraft [countable]ˈəʊvədrɑːft; NAmE ˈoʊvərdræftthe amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支额；透支安排◆She had run up an overdraft of £3 000.她的透支额累计达3 000英镑。◆I had to arrange an overdraft to pay for the car.我不得不通过透支来偿付购车款。▸ overdraw

verb

 [transitive] (especially BrE) ◆Customers who overdraw their accounts will be charged a fee.透支的存户须付费。▸ overdrawn

adjective

◆I'm overdrawn by £100.我透支了100英镑。◆Your account is £200 overdrawn.您的账户已透支200英镑。

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